Terms and Conditions

1. Introduction

Welcome to Bank Statement Analyzer. These Terms and Conditions govern your use of our web application and services. By using our application, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of them, you must not use our application.

2. GDPR Compliance

In accordance with the General Data Protection Regulation (GDPR), we are committed to protecting your personal data:

• We only collect and process data that you explicitly provide to us
• Your data is stored securely within the European Economic Area (EEA)
• You have the right to request access to, modification, or deletion of your personal data
• You have the right to withdraw consent at any time

3. Cookie Policy

Our website uses cookies to enhance your browsing experience. Cookies are small text files that are placed on your device when you visit our website. We use the following types of cookies:

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be switched off.
• Functional Cookies: These cookies enable enhanced functionality and personalization.
• Analytics Cookies: These cookies help us understand how visitors interact with our website.

You can control and/or delete cookies as you wish. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. However, if you do this, you may have to manually adjust some preferences every time you visit our site.

4. Data Processing

Our application processes bank statement data that you upload. By using our service:

• You confirm that you have the right to share this data with us
• You understand that we process this data solely for analysis purposes
• You acknowledge that the analysis results are for informational purposes only
• We do not store the contents of your bank statements permanently

5. User Obligations

As a user of our service, you agree to:

• Provide accurate and complete information when registering
• Maintain the security of your account credentials
• Not share your account access with third parties
• Only upload data for which you have proper authorization

6. Liability

Our service is provided "as is" without any warranties, express or implied. We do not accept liability for:

• The accuracy of analysis results
• Financial decisions made based on our analysis
• Any loss or damage arising from your use of our service
• Technical issues or service interruptions

7. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the application. Continued use of the service after changes constitutes acceptance of the new terms.

8. Contact

If you have any questions about these terms, please contact us at [contact email].